SBI Yono vs SBI Yono Lite: Which is Best for you?

This is going to be a detailed article on SBI Yono vs SBI Yono Lite. I know a lot of people unable to differentiate between SBI Yono and SBI Yono lite application.

No doubt these are some of the best apps of SBI Mobile Banking. Both are the official apps of the State Bank of India. However, there are some features that do not match each other.

Do not skip this article if you want to clear your doubt. Read till the end to know all the features of both the application.

In this post, I’m going to show you all the features of each application. Moreover, I am going to make a feature-wise comparison between them.

I am very much sure that after reading this post you will not have any confusion between them. You’ll get all the answer of you doubts thoroughly.

Bonus Read: How To Change Mobile Number in SBI Account [Step by Step]

Let’s begin…

SBI Yono Vs SBI Yono Lite: Detailed Comparision

Here in this comparison table of SBI Yono vs SBI Yono Lite I am trying to cover all the banking facilities/features. If I miss some important features of these apps do let me in the comment section.

FEATURESSBI YONOSBI YONO LITE
Official ApplicationYesYes
Internet Banking RegistrationYesYes
Same INB Username & Password LoginYesYes
Account Balance InquiryYesYes
Fund TransferYesYes
Add BeneficiaryYesYes
Edit BeneficiaryYesYes
Account Opening (RD, FD, MOD)YesYes
Closing Account (RD, FD, MOD)YesYes
Quick TransferYesYes
UPI Fund TransferYesYes
Check Account StatementYesYes
Mobile & DTH RechargeYesYes
Postpaid Bill PayYesYes
SBI Life Premium PayYesYes
Apply Cheque BookYesYes
Stop Cheque BookYesYes
Manage Debit CardYesYes
View NomineeYesYes
TDS InquiryYesYes
15G/15H FormYesYes
Login through MPINYesYes
Login through Usename & PasswordYesYes

In the above table, there are 22 features that both the application are same.

Read More: How To Check SBI Account Balance [4 Easy Ways]

Now, let’s find the actual features that do not match with each other.

SBI Yono Lite Features

FEATURESSBI YonoSBI Yono Lite
Forgot Username & PasswordNoYes
Internet Banking (lock & Unlock)NoYes
Add Beneficiary without Fund TransferNoYes
Send UPI Payment without UPI IDNoYes
M CashNo Yes
Generate and Cancel MMIDNo Yes
Generate & Cancel Virtual cardNoYes
M PassbookNo Yes
E-Statement SubscriptionNoYes
Long Term Statement DownloadNoYes
NCMC Debit Card PlusNoYes
Prepaid card TopupNoYes
Credit Card Visa TransferNoYes
AADHAR LinkNoYes
Link LPG Consumer IDNoYes
SBI Voice AssistNoYes
Add Link FavoritesNoYes
Manage FavoritesNoYes

The above table shows the features that SBI Yono Lite has but not SBI Yono. In the same way, there are some features that SBI Yono has but not SBI Yono Lite. Those features are discussed in the following table or chart.

SBI Yono Features

FEATURESSBI YonoSBI yono Lite
Register Net Banking (Without ATM Card)YesNo
Savings Account OpeningYesNo
Account TransferYesNo
New ATM Card ApplyYesNo
Activate ATM CardYesNo
New/Change ATM PINYesNo
Block ATM CardYesNo
Yono CashYesNo
Change NomineeYesNo
Yono Insta Life SecureYesNo
Yono Krishi (Agriculture)YesNo
All UPI ServicesYesNo
Loan ApplyYesNo
Book Train TicketYes No
Investment in MF, CAP, TradingYesNo
Shopping Discount (Offers)YesNo
View Reward PointsYesNo
Redeem Reward PointYesNo
Change mobile NumberYesNo
Change/Update PAN card detailsYesNo
Update/Change Email IDYesNo
Pension SlipYesNo
Change Account TypeYesNo
Change Login/Profile Password& MPINYesNo
Change Profile Password with ATM CardYesNo
Manage Transaction RightsYesNo
Manage SMS AlertsYesNo
Apply New credit CardYesNo
Link Credit CardYesNo
Buy SBI Life PolicyYesNo
Link SBI Life PolicyYesNo
Reward Point SummaryYesNo
Chat BotYesNo

Frequently Asked Questions

What is the difference between SBI Yono and SBI Yono Lite?

There are not huge difference between SBI Yono and SBI Yono Lite. Both are the Official Mobile application of State Bank of India. The only difference I can observe is that the features.

Can I use both YONO SBI and YONO Lite SBI?

Definitely YES. There is no restriction of using both the apps. You can use both these apps in terms of features. The only differece between these two apps is the features.

Can I use SBI YONO without net banking?

Yes you can. But, you have to register either through ATM Card or with Account details. Meaning, there are three ways to access or use SBI Yono. These are SBI Internet Banking, ATM Card and Account Details.

Is there any advantage in using the SBI YONO app over the SBI Anywhere app?

There are some differences between them. If you are a shopping lover then SBI Yono is for you. Moreover, you can link your Demat account, Mutual fund, Insurance holdings, Credit card with SBI Yono. Click Here to Explore more.

Is Yono by SBI safe or not?

Till now I haven’t face any issue with the SBI Yono Application. However, I find this app a little bit slow. No issues with SBI Yono

Conclusion

I hope this article has helped you to solve the doubt between SBI Yono vs SBI Yono Lite. I tried my best to cover all the features provided by these apps. However, if you find any features missing in this article do let me know in the comment section.

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3 thoughts on “SBI Yono vs SBI Yono Lite: Which is Best for you?”

  1. Opening Overdraft against TDR in the same name…feature is not there in yonolite app where as it is available in sbiyono app…is it correct

    Reply

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